How to save money as a student without working

How to save money as a student without working

Saving money as a student will definitely take some amount of discipline and drastic changes to your lifestyle because the money is barely enough to get you the things you truly need as a student. But it is really important to save money as a student even without working, and in this article, you get to learn how to save money as a student without working.

Tips on how to save money as a student without working

1. Avoid eating out and make your own meal

If you carefully examine the cost of eating outside, whether, at fast food chains or upper-class restaurants, you will notice that it is far greater than that of cooking at home. Eating outside your home will only make you spend a good amount of money, but if time does not permit you at times, fast food can be a budget-friendly option because some fast food places offer salads and low-calorie types of food like a little hamburgers.

READ ALSO: How to not feel sleepy while studying in the morning

2. Purchase used things

Instead of purchasing your textbook at full price, check your campus bookstore for rental options. Also, meet those who are ahead of you to see if they would want to sell their old books, or check around to see if you can buy any used books. With sites like Amazon, Kijiji, and Craigslist, you can browse to find potential discounts on your books, as well as your school Facebook group dedicated to used textbooks; you are sure to meet someone with an old textbook.

3. Install freeware on your device.

This provides a free alternative to expensive software because most of these softwares are quite expensive to purchase, which is far too not ideal for students to obtain, but with freeware, you have access to the best of both worlds, as you can download your office, image editing, audio editing, and antivirus software without paying a single penny to anyone.

Other incredible platforms include Google Docs, Slides, and Sheets, which is a free alternative to Microsoft Word, PowerPoint, and Excel, as well as Avast and AVG, which offer free antivirus programs. GIMP, and Fotor, which are free image editing program, and Prezi, which is a great presentation tool, among many others.

READ ALSO: How to study software engineering subject

4. Consider working as a resident adviser.

The benefits of Resident Adviser include free lodging and board as long as you manage and help students living on your floor; with that perk, you may really cut your expenditures. So, if your school’s housing department has such an offer, you should take advantage of it.

5. Fill out a scholarship application.

Obtaining a scholarship program can cover some of your school needs while also saving you money. Check your school’s websites to see what kind of scholarships are available, then apply for as many as you deem fit. And if you are fortunate enough to receive one of any kind, it is a great way to reduce tuition costs and save money without you working.

READ ALSO: Challenges that first year students face at university

6. Unsubscribe from unneeded subscriptions unless they are really essential.

Examine your monthly subscriptions to see if there is a service you no longer require and do well to cut the cord on any expensive subscriptions, whether cable, newspaper, magazines, or anything else, and if video streaming is really important to you for your studies, you always switch to a cheaper video streaming service so as to avoid paying expensive cable bill with the use of cheaper apps like Bobby, Subby, and Trueball you are sure of a list of good and cheap subscription which will allow you save some money without working.

7. Purchase just those items that are currently valuable to you.

As a student, it is advisable to purchase from store brands rather than name brands since they are less costly, even if they are widely recognized. Whatever you save from this name brand, it will undoubtedly build up over time. Rather than purchasing a well-known brand of canned vegetables, look for a store brand or generic brand and purchase those goods; international companies also provide low-cost products, get these products, and cut down on your expenses.

READ ALSO:11 Amazing tips on how to move out with no money or job

8. Later in the day, go grocery shopping.

Some stores offer discounts on their products later in the day; visit your local food store after 7:30 pm to see if the grocery prices seem any lower, and if they do, don’t hesitate to do the shopping right away. However, keep in mind that different stores discount their products at different intervals of time, so it may take some time and a little trial and error to finally figure out your store’s daily routine.

9. Participate in a community event

Some local community organizations sometimes organize free events; check your website for a list of local schools and community events rather than watching a movie. With the aid of calendar pages on various websites, you are likely to have a list clock-full of forthcoming activities.

READ ALSO: Tips for time management while studying in groups

10. Go to the library.

You may also save money on rental costs by visiting the library often; in addition to books, some libraries also provide movies and video games; check your library before purchasing or renting those fascinating movies or games. Making use of your local library will allow you to save money that you would have used for rental.

11. Make a monthly budget.

With a proper budget list and spreadsheet, you can keep track of your expenses, preventing you from spending on nonspecific goods and allowing you to establish a decent financial record.

READ ALSO: What to take to university checklist


Many people think having a job is the only way to save money as a student. While this may be true for some, it’s not always the case. The tips highlighted in this article will help you to save money as a student without working.

Leave a Comment

Your email address will not be published. Required fields are marked *